Founded in 1914, the Federal Trade Commission’s goal was to prevent unfair business practices that made competition uneven, while protecting consumers as well. Controlled by the Bureaus of Consumer Protection, Competition and Economics, the FTC has the distinction of being the only agency of the federal government to focus both on protecting the consumer and competition jurisdiction. Among the list of things the Federal Trade Commission does is sharing its reports and knowledge with both federal and state legislatures as well as different government agencies, developing new policies and tools for research, creating programs aimed at educating the consumer and more.
One service they offer to consumers is a free annual credit report. If you’d like to see what yours is at, follow the below instructions.
Required to Request a free annual credit report:
- A Computer or Laptop or Mobile Phone or tablet with access to the internet
- Your personal information (e.g.full name, date of birth, address, contact info, etc.)
- Your social security number
Steps to register to Request a free annual credit report:
- Copy and paste the following URL into your browser or if your system allows, click the link we have provided here: www.freecreditreport.gov
- Below the large bold, “Free Credit Reports”, you’ll see a link at the top of the page that reads “Visit AnnualCreditReport.com to get your free credit report.” Click there.
- Choose the state you live in and hit “Request Report.”
- On the following page, you will be prompted to enter in your personal information. Fill out the fields required and then click “Continue.”
- You will once again be prompted to follow instructions in order to finish the process of requesting a credit report.
- If you need more information along the way or help deciphering what your report means, visit the website’s FAQ page.