In 1985, the Discover credit card was introduced to the world by the Sears Company, and was originally handled by Morgan Stanley. Ultimately, it branched off as its own company, as a subsidiary of the Discover financial corporation. Although most of its transactions were initially regulated by the Discover Company, it began to independently offer out debit cards to a variety of different banking institutions.

Immediately, this became one of the most prized and reputable cards on the market, as it appealed to the masses. Unlike many competing cards on the market, it did not impose a high annual fee, as observed with other financial institutions. Ultimately, discover card began to cater to the financial disadvantaged, offering a wide gamut of “bad credit” credit cards, in addition to its more elite credit cards. This contributed to its widespread appeal making is a popular consumer choice among both wealthy consumers, and those stricken with bad credit. It is this mass appeal that has distinguished it from elite financial services that merely provide credit to those with an impeccable financial history. This company has gone through quite the transition, having initially been partnered with Sears. Discover cards are highly accessible, offering an easy application process online.


What you need to manage your Discover Card:

  • A computer
  • A reliable internet connection
  • Account ID and password
  • Card information and relevant personal data


How to manage your Discover Card

  1. Visit
  2. In the upper left corner, type in account ID and password information to log in.
  3. Once logged in, you will have the option to review card transactions, card balances, payment options, and services associated with your account.